Energy Management

Supporting the SDGs Goals

The Bank has established a comprehensive plan to monitor and mitigate greenhouse gas (GHG) emissions arising from our operational activities. Key initiatives include upgrading existing electrical equipment to energy-efficient models and prioritizing high-efficiency air conditioning systems for all new installations and replacements. These efforts are strategically designed to reduce our operational carbon footprint, optimize energy consumption, and align our business practices with the Sustainable Development Goals (SDGs).

Goal 7

Affordable and Clean Energy

Stakeholders Directly Impacted

Customers / Disadvantaged Groups / Vulnerable Groups

Employee

Environment, Society and Community

Our Goals

The Bank is committed to reducing Carbon Dioxide CO2 and Greenhouse Gas (GHG) emissions generated from both our direct and indirect operational activities.

As a primary initiative in our decarbonization roadmap, the Bank has set a target to transition

100%

of our corporate fleet from Internal Combustion Engine (ICE) vehicles to Hybrid Electric Vehicles (HEVs). This comprehensive fleet conversion is scheduled to be implemented between 2025 and 2026.

In 2024, the Bank initiated the process of obtaining formal permission from the building's juristic entity to install

Electric Vehicle (EV) charging stations.

The installation of the charging equipment is scheduled for completion in 2025, serving as a foundational step to support the Bank’s upcoming transition to an electric vehicle fleet. Furthermore, as part of our ongoing commitment to energy conservation, the Bank has already achieved 100% conversion to energy-efficient lighting (LED) across all office facilities, significantly optimizing our internal energy consumption.

The Bank is implementing a project to transition our air conditioning systems from R-22 to R-410A

Refrigerants to minimize the emission of environmentally harmful gases.

This transition is currently being integrated into all office renovation projects and applied to newly leased office spaces. Furthermore, the Bank has established a phase-out plan for older units; as they reach the end of their operational life or require replacement, they will be systematically upgraded to R-410A systems to ensure long-term environmental sustainability.

Electricity Energy Management Plan

The Bank focuses on reducing electricity consumption within office buildings

through measures that directly reduce energy use and encourage responsible energy consumption behavior among employees. Key measures include

Sending reminder emails to employees prior to long holidays to switch off and unplug electrical equipment.
Setting air-conditioning temperatures within the range of 24–26°C to improve energy efficiency.
Turning off lighting in unused or unnecessary areas.
Collecting and monitoring energy consumption data to support analysis and continuous improvement of energy-saving plans.

Fuel Energy Management Plan

To reduce fuel consumption from vehicles used in operations

The Bank has implemented systematic management measures, including

Establishing fuel quotas based on job functions and relevant positions.
Promoting the use of online meeting systems to reduce travel and associated carbon emissions.
Collecting fuel consumption data to analyze and improve long-term energy efficiency.

Performance Highlights

ESG Performance Data

Gasoline Consumption

Total Consumption

Liters

Change 4% Reduction

Diesel Consumption

Total Consumption

Liters

Change 23% Reduction

Electricity Consumption

Consumption Reduction

%

Comparison Period 2025 vs. the same period in 2024

ESG Performance Data

Management Approach and Value Creation

The Bank remains committed to continuously reducing internal energy consumption by implementing its energy management plans and communicating these initiatives to employees through various channels. Employees are encouraged to follow energy-saving practices, such as turning off lights and unplugging electrical equipment when not in use, at the end of the working day or during long holidays. In addition, the Bank systematically records and monitors energy consumption data to evaluate performance and improve operational plans. The Bank has set a target to reduce energy consumption by at least 5% annually to support sustainable operations and minimize environmental impacts.

Building Environmental Conservation Awareness

The Bank prioritizes the development of human resources by providing accurate environmental knowledge and expertise to our employees, customers, business partners, and relevant stakeholders.

To empower our workforce as a key driver in fulfilling the Bank’s environmental policies and strategies, we organized various environmental training sessions and educational programs in 2025. We also consistently disseminate information regarding the importance of resource efficiency to our employees, such as:

Internal Training Programs