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GRI Standards Index

GRI Standards Index
GRI Standards Index

Enhancing Sustainability Disclosure Standards Thai Credit Bank adopts the GRI Standards reporting framework to transparently and systematically reflect its environmental, social, and governance (ESG) performance. This approach ensures accountability, verifiability, and alignment with internationally recognized standards.

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GRI Standard / Other Source Disclosure Location Omission Mapped to UN SDGs
Requirements(s) Omitted Reason Explanation
General Disclosure
Disclosures 2021 2-1 Organizational details SD Report page 9-10
2-2 Entities included in the organization’s sustainability reporting SD Report page 8
2-3 Reporting period, frequency and contact point SD Report page 144 and back cover
2-4 Restatements of Information SD Report page 144
2-5 External assurance SD Report page 168
2-6 Activities, value chain and other business relationships SD Report page 26-32
2-7 Employees SD Report page 146
2-8 Workers who are not employees SD Report page 146
2-9 Governance structure and composition SD Report page 16
2-10 Nomination and selection of the highest governance body 56-1 One Report page 162
2-11 Chair of the highest governance body 56-1 One Report page 141
2-12 Role of the highest governance body in overseeing the management of impacts 56-1 One Report page 144-146
2-13 Delegation of responsibility for managing impacts SD Report page 136
2-14 Role of the highest governance body in sustainability reporting 56-1 One Report page 154-155
2-15 Conflicts of interest 56-1 One Report page 200
2-16 Communication of critical concerns SD Report page 68-69
2-17 Collective knowledge of the highest governance body 56-1 One Report page 113-114
2-18 Evaluation of the performance of the highest governance body 56-1 One Report page 188
2-19 Remuneration policies 56-1 One Report page 113 and 166-167
2-20 Process to determine remuneration 56-1 One Report page 113
2-21 Annual total compensation ratio 56-1 One Report page 192 and 167-168
2-22 Statement on sustainable development strategy SD Report page 4-5
2-23 Policy commitments SD Report page 14-15
2-24 Embedding policy commitments SD Report page 14-15 and 24-25
2-25 Processes to remediate negative impacts SD Report page 33-34
2-26 Mechanisms for seeking advice and raising concerns SD Report page 28-32
2-27 Compliance with laws and regulations SD Report page 45
2-28 Membership associations SD Report page 36 and 98
2-29 Approach to stakeholder engagement SD Report page 28-32
2-30 Collective bargaining agreements SD Report page 28-32
Material Topics
GRI 3: Material Topics 2021 3-1 Process to determine material topics SD Report page 33-34
3-2 List of material topics SD Report page 35
Risk Management
GRI 3: Material Topics 2021 3-3 Management of material topics SD Report page 51-56
Climate Change Management
GRI 3: Material Topics 2021 3-3 Management of material topics SD Report page 135-137
Corporate Governance
GRI 3: Material Topics 2021 3-3 Management of material topics SD Report page 45-49
Economic Standard Series
Economic Performance
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 35 1, 8
GRI 201: Economic Performance 2016 201-1 Direct economic value generated and distributed SD Report page 20 and 43 1, 8
201-2 Financial implications and other risks and opportunities due to climate change SD Report page 54 1, 8
201-3 Defined benefit plan obligations and other retirement plans Omission Information unavailable/incomplete
201-4 Financial assistance received from government Omission Information unavailable/incomplete
Market Presence
GRI 3 Material Topics 2021 3-3 Management of material topics Omission Information unavailable/incomplete
GRI 202: Market Presence 2016 202-1 Ratios of standard entry level wage by gender compared to local minimum wage Omission Information unavailable/incomplete
202-2 Proportion of senior management hired from the local community Omission Information unavailable/incomplete
Anti-corruption
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 47-50 8, 16
GRI 205: Anti-corruption 2016 205-1 Operations assessed for risks related to corruption SD Report page 47-50 8, 16
205-2 Communication and training about anti-corruption policies and procedures SD Report page 48-49 8, 16
205-3 Confirmed incidents of corruption and actions taken SD Report page 49 8, 16
Anti-competitive Behavior
GRI 3: Material Topics 2021 3-3 Management of material topics SD Report page 28-29 8, 16
GRI 3: Material Topics 2021 206-1 Legal actions for anti-competitive behavior, anti-trust, and monopoly practices SD Report page 32 8, 16
Energy
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 35 and 125-126 7
GRI 302: Energy 2016 302-1 Energy consumption within the organization SD Report page 153 7
302-2 Energy consumption Omission outside of the organization Omission Information unavailable/incomplete 7
302-3 Energy intensity SD Report page 153 7
302-4 Reduction of energy consumption SD Report page 153 7
302-5 Reductions in energy requirements of products and services SD Report page 153 7
Water and Effluents
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 139-140 6
GRI 303: Water and Effluents 2018 303-1 Interactions with water as a shared resource Omission Information unavailable/incomplete 6
303-2 Management of water discharge-related impacts SD Report page 139-140 6
303-3 Water withdrawal Omission Information unavailable/incomplete 6
303-4 Water discharge Omission Information unavailable/incomplete 6
303-5 Water consumption SD Report page 140 6
Biodiversity
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 142
GRI 304: Biodiversity 2016 304-1 Operational sites owned, leased, managed in, or adjacent to, protected areas and areas of high biodiversity value outside protected areas a,b Information unavailable/incomplete CREDIT's location is not in an areas of high biodiversity value
304-2 Significant impacts of activities, products and services on biodiversity a,b Information unavailable/incomplete CREDIT's location is not in an areas of high biodiversity value
304-3 Habitats protected or restored a,b Information unavailable/incomplete CREDIT's location is not in an areas of high biodiversity value
304-4 IUCN Red List species and national conservation list species with habitats in areas affected by operations a,b Information unavailable/incomplete CREDIT's location is not in an areas of high biodiversity value
Emissions
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 135-138 13
GRI 305: Emissions 2016 305-1 Direct (Scope 1) GHG emissions SD Report page 138 13
305-2 Energy indirect (Scope 2) GHG emissions SD Report page 138 13
305-3 Other indirect (Scope 3) GHG emissions SD Report page 138 13
305-4 GHG emissions intensity SD Report page 138 13
305-5 Reduction of GHG emissions SD Report page 138 13
305-6 Emissions of ozone-depleting substances (ODS) Omission Information unavailable/incomplete 13
305-7 Nitrogen oxides (NOx), sulfur oxides (SOx), and other significant air emissions Omission Information unavailable/incomplete 13
Waste
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 141
GRI 306: Waste 2020 306-1 Waste generation and significant wasterelated impacts SD Report page 141
306-2 Management of significant waste-related impacts Omission Information unavailable/incomplete
306-3 Waste generated SD Report page 153
306-4 Waste diverted from disposal Omission Information unavailable/incomplete
306-5 Waste directed to disposal Omission Information unavailable/incomplete
Social Standard Series
Employment
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 66 8
GRI 401: Employment 2016 401-1 New employee hires and employee turnover SD Report page 147 8
401-2 Benefits provided to full-time employees that are not provided to temporary or part-time employees SD Report page 73 and 79-80 8
401-3 Parental leave SD Report page 148 8
Occupational Health and Safety
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 81-82 3
GRI 403: Occupational Health and Safety 2018 403-1 Occupational health and safety management system SD Report page 81-82 3
403-2 Hazard identification, risk assessment, and incident investigation SD Report page 81-82 3
403-3 Occupational health services SD Report page 81-82 3
403-4 Worker participation, consultation, and communication on occupational health and safety SD Report page 81-82 3
403-5 Worker training on occupational health and safety SD Report page 81-82 3
403-6 Promotion of worker health SD Report page 81-82 3
403-7 Prevention and mitigation of occupational health and safety impacts directly linked by business relationships SD Report page 81-82 3
403-8 Workers covered by an occupational health and safety management system SD Report page 81-82 3
403-9 Work-related injuries SD Report page 81-82 3
403-10 Work-related ill health SD Report page 81-82 3
Training and Education
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 73-75 4
GRI 404: Training and Education 2016 404-1 Average hours of training per year per employee SD Report page 149 4
404-2 Programs for upgrading employee skills and transition assistance programs SD Report page 73-75 4
404-3 Percentage of employees receiving regular performance and career development reviews SD Report page 149 4
Diversity and Equal Opportunity
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 67 5, 10
GRI 405: Diversity and Equal Opportunity 2016 405-1 Diversity of governance bodies and employees SD Report page 67-71 5, 10
405-2 Ratio of basic salary and remuneration of women to men SD Report page 150 5, 10
Non-discrimination
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 67 5, 10
GRI 406: Non-discrimination 2016 406-1 Incidents of discrimination and corrective actions taken SD Report page 69 5, 10
Child labor
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 67
GRI 408: Child Labor 2016 408-1 Operations and suppliers at significant risk for incidents of child labor Omission Information unavailable/incomplete
Security Practices
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 81-82
GRI 410: Security Practices 2016 410-1 Security personnel trained in human rights policies or procedures SD Report page 81-82
Local Communities
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 97 1, 3, 4, 9
GRI 413: Local Communities 2016 413-1 Operations with local community engagement, impact assessments, and development programs SD Report page 105-121 1, 3, 4, 9
413-2 Operations with significant actual and potential negative impacts on local communities SD Report page 105-121 1, 3, 4, 9
Supplier Social Assessment
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 95 9
GRI 414: Supplier Social Assessment 2016 414-1 New suppliers that were screened using social criteria Omission Information unavailable/incomplete 9
414-2 Negative social impacts in the supply chain and actions taken Omission Information unavailable/incomplete 9
Customer Health and Safety
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 91-94 11
GRI 416: Customer Health and Safety 2016 416-1 Assessment of the health and safety impacts of product and service categories SD Report page 92-94 11
416-2 Incidents of the health and safety impacts of products and services N/A No case found 11
Customer Privacy
GRI 3 Material Topics 2021 3-3 Management of material topics SD Report page 83-86
GRI 418: Customer Privacy 2016 418-1 Substantiated complaints concerning breaches of customer privacy and losses of customer data SD Report page 84 No case found