Message from the Chairman, Vice Chairman and Chief Executive Officer


Our excellence extended beyond financial success. The Bank has been recognized for its excellence in corporate governance, receiving the “Excellent”
rating from the Thai Institute of Directors Association for the second consecutive year. This recognition reflects our commitment to conducting business with integrity and transparency.

The year 2025 has been a year full of challenges - not only for Thai Credit Bank but for everyone across Thailand and across the world. Global economic slowdown, trade wars, tariff barriers, and geopolitical conflicts have created significant uncertainty for businesses everywhere.
Nevertheless, Thai Credit Bank has successfully navigated these obstacles with resilience and determination.
I would like to express my sincere gratitude to our employees, management team, and Board of Directors for their unwavering commitment in driving the bank forward - from its humble beginnings to becoming a full commercial bank we are today. This year, we delivered strong financial performance and proudly became a listed company on the Stock Exchange of Thailand. These accomplishments are the result of the dedication and hard work of every member of our organization.
Our excellence extended beyond financial success. The Bank has been recognized for its excellence in corporate governance, receiving the “Excellent”
rating from the Thai Institute of Directors Association for the second consecutive year. This recognition reflects our commitment to conducting business with integrity and transparency.
Furthermore, we continue to create value for society by sharing knowledge and opportunities with our customers and partners through initiatives such as the “Tang To Know-how” program, as well as supporting environmental and community development projects. We are especially proud of our efforts to assist small entrepreneurs who lack access to financial resources, enabling them to grow their businesses and improve their quality of life. This commitment aligns with our philosophy “Everyone Matters” and reinforces our dedication to ESG principles.
Finally, based on my experience working alongside our talented and adaptable team, I am confident that Thai Credit Bank will continue to overcome challenges and seize opportunities in the coming year. The Year of the Horse may bring energy and unpredictability, but with knowledge, strength, and determination, we will harness that momentum and drive the Bank toward continued success.