ESG Performance Data
Environmental
| GRI | Disclosures | Unit | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Energy | |||||
| 302-1 | Energy consumption within the organization | MWh | 2,566.0 | 8,924.2 | 5,074.8 |
| Total non-renewable energy consumption | MWh | 2,566.0 | 8,924.2 | 5,074.8 | |
| 302-3 | Total energy consumption intensity | MWh/FTE | 0.6 | 2.1 | 1.1 |
| Greenhouse Gas Emission (GHG Emission) | |||||
| 305-1 | Direct GHG emissions (scope 1) | Tonnes CO2e | 790.0 | 925.0 | 589.0 |
| 305-2 | Indirect GHG emissions (scope 2) | Tonnes CO2e | 4,136.0 | 4,462.0 | 2,537.0 |
| Indirect GHG emissions (scope 3) | Tonnes CO2e | N/A | 362.0 | 554.0 | |
| Gross location-based energy | Tonnes CO2e | 4,136.0 | 4,462.0 | 2,537.0 | |
| Total GHG emissions (scope 1 + 2) | Tonnes CO2e | 4,926.0 | 5,387.0 | 3,126.0 | |
| 305-3 | Other Indirect GHG emissions (scope 3) | Tonnes CO2e | N/A | 362.0 | 554.0 |
| 305-4 | GHG emissions intensity | Tonnes CO2e/FTE | 1.4 | 1.2 | 0.7 |
| Water | |||||
| 303-5 | Total water consumption | Cubic Meters | 20,711.0 | 131,012.8 | 59,392.0 |
| Waste | |||||
| 306-3 | Total weight of waste generated | Kilograms | 95,694.0 | 7,064.2 | 60,374.0 |
| Recycling | Kilograms | 1,453.0 | 16,932.0 | 2,984.0 | |
Remark:
- Energy consumption outside org: Location?
- GHG emissions of 2 factories: Banglen and Thai Nam
- GHG emissions reduction
- Water stress area???
Social and Employee
| GRI | Disclosures | Unit | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Significant indirect economic impacts | |||||
| 203-2 | enhanced skills and knowledge in a professional community or in a geographic location | Person | 59,688 | 59,688 | 68,474 |
| Community Contribution | Organization | 32 | 32 | 78 | |
| Anti-Bribery and Corruption | |||||
| 205-2 | Employees that anti-corruption policies and procedures have been communicated to | Person | 3,990 | 4,342 | 4,269 |
| % of Employee | 100.0 | 100.0 | 100.0 | ||
| Employee training on Anti-Bribery and Corruption | Person | 3,619 | - | 3,707 | |
| % of Employee | 91.0 | - | 99.0 | ||
| Total number and percentage of employee training on Anti-Bribery and Corruption by employee category | |||||
| 205-2 | Board | Person | 1 | - | - |
| % of Employee | 100.00 | - | - | ||
| Assistant Managing Director & above | Person | 10 | - | 19 | |
| % of Employee | 100.0 | - | 100.0 | ||
| Senior Vice President & above | Person | 63 | - | 55 | |
| % of Employee | 95.0 | - | 100.0 | ||
| Assitant Vice President & above | Person | 253 | - | 304 | |
| % of Employee | 91.0 | - | 100.0 | ||
| Non-managerial Positions | Person | 3,292 | - | 3,329 | |
| % of Employee | 91.0 | - | 99.0 | ||
| Total number and percentage of employee training on Anti-Bribery and Corruption by region | |||||
| 205-2 | Bangkok | Person | 2,078 | - | 2,288 |
| % of Employee in Bangkok | 86.0 | - | 61.7 | ||
| Other provinces | Person | 1,540 | - | 1,419 | |
| % of Employee in Other Provinces | 97.0 | - | 38.3 | ||
| Suppliers | |||||
| 414-1 | Percentage of new suppliers that were screened using social criteria | % | N/A | - | - |
| Local Community | |||||
| 413-1 | Percentage of operations with implemented local community engagement, impact assessment, and/or development programs | % | N/A | - | 75.0 |
| Community satisfaction survey | % | 83.0 | - | 95.0 | |
| Community satisfaction target at fiscal year | % | 82.0 | - | 95.0 | |
| Community satisfaction target at next fiscal year | % | 85.0 | - | 95.0 | |
| Cybersecurity and Personal Data Protection | |||||
| 418-1 | Percentage of technology infrastructures that have been certified with cybersecurity standards, such as ISO 27001 or other relevant standards | % | 100.0 | - | 100.0 |
| Percentage of employees who have been trained in cybersecurity and personal data usage | % | 100.0 | - | 100.0 | |
| G4-FS14 | Access to Financial Opportunities | - | - | - | - |
| Revenue or value from products or services that create equal and fair financial opportunities | - | - | - | - | |
| Community Contribution | |||||
| TBA | Total time of all employees participating in the volunteer | Hours | 7,214.0 | 10,020.00 | 12,270.0 |
| Number of full-time equivalent | Hours | 3.5 | 4.8 | 5.9 | |
| Financial Literacy | |||||
| Number of participants (including customers) in online/offline financial and cybersecurity-related literacy | Person | 58,020 | 63,763 | 68,444 | |
| Number of participants in online literacy (including after the live campaign/training ends) | Person | 32,962 | 25,643 | 35,739 | |
| Number of participants in offline literacy | Person | 25,058 | 38,120 | 32,705 | |
| Proportion of gender receiving help or support | Men:Women | 25:75 | 32:68 | 32:68 | |
| Financial Inclusion | |||||
| Number of Digital transactional use | Number | N/A | N/A | - | |
| Number of electronic transactions | Number | N/A | N/A | - | |
| Number of non-electronic transactions | Number | N/A | N/A | - | |
Governance and Economic
| GRI | Disclosures | Unit | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Business Overview | |||||
| 201-1 | Operating income | Million Baht | 13,479.0 | 14,616.0 | 14,774.0 |
| Loans to customers | |||||
| Micro SME Loans | Million Baht | 96,777.0 | 109,148.0 | 123,489.9 | |
| Nano and Micro Finance | Million Baht | 22,328.0 | 22,220.0 | 21,131.5 | |
| Home Loans | Million Baht | 21,914.0 | 25,070.0 | 27,887.1 | |
| Others | Million Baht | 3,138.0 | 6,740.0 | 9,357.1 | |
| Other operating expenses (Excluding employee) | Million Baht | 1,658.0 | 1,979.0 | 2,253.0 | |
| Employee expenses | Million Baht | 3,284.0 | 3,852.0 | 4,189.0 | |
| Tax payment to government | Million Baht | 897.0 | 913.0 | 1,011.9 | |
| Cash donation for supporting community and education | Million Baht | 1.1 | 2.0 | N/A | |
| Total assets | Million Baht | 163,444.0 | 183,102.0 | 209,542.0 | |
| Total liabilities | Million Baht | 145,939.0 | 160,070.0 | 183,247.0 | |
| Total equity | Million Baht | 17,505.0 | 23,032.0 | 26,295.0 | |
| Corporate Social Responsibility | |||||
| Social expenses and community investment | Million Baht | 8.0 | 6.7 | 8.1 | |